About Us

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Why you should choose BHGSS for your structured settlement:

  • Financial Strength, Security, and Stability: BHGSS is one of the largest writers of structured settlements in the United States and is a leader in the structured settlement industry. BHGSS makes a commitment to be here decades from now so your payments are protected for the long term, guaranteeing your financial security.
  • Core Principles: BHGSS has a culture based on an ethical code that promotes honesty, integrity, long-term commitment and an emphasis on our customers.

Financial and Rating Highlights

Annuity Issuers:

Berkshire Hathaway Life Insurance Company of Nebraska
A.M. Best Financial Strength Rating: A++ (Superior); *Financial Size Category: XV ($2 Billion or greater)
S&P Rating: AA+

First Berkshire Hathaway Life Insurance Company (New York cases only)
A.M. Best Financial Strength Rating: A+ (Superior); *Financial Size Category: VIII ($100 Million to $250 Million)

Guarantor (for Assignee):

Columbia Insurance Company
A.M. Best Financial Strength Rating*: A++ (Superior); *Financial Size Category: XV ($2 Billion or greater)
S&P Rating: AA+

Periodic Payment Reinsurance Issuer:

National Indemnity Company
A.M. Best Financial Strength Rating: A++ (Superior); *Financial Size Category: XV ($2 Billion or greater)
S&P Rating: AA+


* To enhance the usefulness of ratings, A.M. Best assigns each rated (A++ through D) insurance company a Financial Size Category (FSC). The FSC is based on adjusted policyholders' surplus (PHS) in U.S. dollars and may be impacted by foreign currency fluctuations. The FSC is designed to provide a convenient indicator of the size of a company in terms of its statutory surplus and related accounts. “Financial Size Category.” A.M. Best Company, www.ambest.com/ratings/fsc/.